InstaBasic
₹ 0 - 15
per company
Make Confident & Automated Credit Decisions
Bureau-grade credit reports designed for instant, automated, and reliable decision-making
InstaCreditReport is a bureau-grade credit report and scoring solution that enables you to assess the creditworthiness of Individuals, Directors, Firms, and Companies using their PAN. Whether you are underwriting loans, onboarding vendors, extending trade credit, or automating risk checks, InstaCreditReport equips you with actionable insights to make informed credit decisions in minutes, not days.
Why InstaCreditReport?
Built for businesses that cannot afford credit risk blind spots
Traditional credit evaluation processes are slow, fragmented, and manual. InstaCreditReport solves this by offering a single, standardised, bureau-grade credit report that can be consumed by humans or systems.
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Overall creditworthiness through a reliable score
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Past and current credit behaviour
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Default, delinquency, and cheque bounce indicators
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Account-level credit exposure
This enables you to reduce risk, improve approval quality,
and scale credit operations efficiently.
Key Features of InstaCreditReport Check Directorship Status of Your Employees or Key Individuals Keep your employees & other key members data up to date Simple but most effective features to help you achieve more
Authentic Bureau-Grade Credit Score
- You receive a highly reliable credit score derived from authoritative bureau-grade sources, suitable for professional and institutional credit assessment.
Fast Turnaround Time
- Reports are processed and delivered in less than 30 minutes, enabling near real-time credit decisions.
Coverage Across All Entity Types
- You can order credit reports for: Individuals, Directors, Firms, Companies, All through a single, simple workflow.
Default & Delinquency Status
- Identify adverse credit behaviour including defaults, overdue patterns, and delinquency signals that directly impact risk assessment.
Complete Credit Account History
- View the credit journey of the PAN holder with details of active and closed credit facilities.
Account-Level Granular Details
- Each credit account includes key information such as account type, limits, outstanding amounts, and performance indicators.
Report Content What Is Included in the InstaCreditReport?
Comprehensive insights delivered in a single PDF report
- Credit Score
- Suitefiled Case Status
- Wilful Default
- Deliquency Status
- Active
- Default
- Closed
- Total
- Secure
- Unsecure
- Others
- Total
- Retail
- Institutional
- Microfinance
- Active
- Default
- Closed
- Total
- Retail
- Institutional
- Microfinance
- Active
- Default
- Closed
- Total
Individual Account Details & Payment History
- Portfolio Type
- Account Type
- Account Hold
- Status
- Credit Limit
- Highest Credit
- Current Balence
- Suite Filed?
- First Deliquency Reported?
- Open Date
- Date of Addition
- Closed Date
- Last Payment Date
- First Deliquer
- Details Reported Date
- Ontime Payment
- Delayed Payments
- Avg Payment
- Delays
Simple Process How to Purchase InstaCreditReport Simple, fast, and fully online
STEP 01
Select Entity Type
Choose from Individual, Director, Firm, or Company based on your assessment needs.
STEP 02
Enter PAN & Name
Provide the PAN and name exactly as they appear on official PAN records for accuracy.
STEP 03
Confirm Order
Add the report to your cart and complete the purchase through our secure checkout portal.
STEP 04
Receive Report
The report is processed and delivered as a PDF within 30 minutes to your registered email.
Commercials & Pricing
Individual & Director Credit Report
₹100 MRP: ₹250
Per Report
Firm & Company Credit Report
₹1,500 MRP: ₹2,500
Per Report
Enterprise Bulk Plans
Bulk usage plans and subscription pricing are available for enterprises and high-volume users.
Contact SalesUse Cases of InstaCreditReport Designed for organisations that make credit-linked decisions at scale Support smarter underwriting risk control and trust-based financial decision making
Lending Institutions & NBFCs
Use bureau-grade scores and credit history to strengthen underwriting, reduce NPAs, and accelerate loan approvals.
Banks & FinTech Platforms
Integrate InstaCreditReport into automated credit workflows to enable instant, rule-based decisioning.
Vendor & Supplier Onboarding
Assess the financial reliability of vendors, distributors, and channel partners before onboarding.
Corporate Due Diligence
Evaluate counterparties during partnerships, acquisitions, or long-term contracts.
Trade Credit & B2B Sales
Decide credit limits and payment terms for customers based on verified credit behaviour.
Risk & Compliance Teams
Monitor delinquency, default, and adverse signals to proactively manage portfolio risk.
Frequently Asked Questions Questions that may Arise on your Mind Find relevant answers to your questions regarding InstaBasic
Yes. The score is bureau-grade and suitable for institutional and commercial credit decisions.
You can order reports for Individuals, Directors, Firms, and Companies using PAN.
Most reports are delivered within 30 minutes of order confirmation.
The report is delivered as a downloadable PDF.
Yes. The insights are structured and designed for automated and rule-based credit workflows.
Yes. Subscription plans and bulk discounts are available for enterprise users.
Start Making Smarter Credit Decisions Today
Reduce risk, improve approval quality, and move faster with InstaCreditReport.
Buy InstaCreditReport Now