InstaBasic
₹ 15
per companyBusiness Credit Intelligence for Smarter Credit Decisions
Make informed lending, onboarding, and business decisions with comprehensive
Credit
Intelligence
data from InstaFinancials. Assess creditworthiness of any OPC, LLP, Private &
Public Limited company registered in India with InstaFiancials credit intelligence. Gain a complete view
of businesses to
support accurate
credit assessment and risk evaluation.
This credit intelligence report with financial standalone and consolidated statements, loans &
borrowings, charges, legal, group companies, directors, auditors, and compliance data helps
organizations analyze
financial performance, monitor liabilities, review borrowing patterns, and identify potential business
risks before making critical financial decisions.
How Our Credit Assessment Support Your Business
InstaFinancials helps to make informed and secure corporate credit decisions using authentic and up-to-date credit intelligence. Analyse financial performance, litigation records, risk indicators, red flags, and management profiles to minimise credit risk and maximise profitability.
Features
Comprehensive Financial Analysis
Access audited financial statements, balance sheets, profit & loss accounts, financial ratios, and multi-year performance trends to evaluate a company's financial health.
Liabilities & Borrowings Insights
Review loans & borrowings, open and satisfied charges, secured assets, and debt obligations to understand a company's financial commitments and repayment exposure.
Corporate Structure
Analyze parent, subsidiary, related parties, shareholders, director, auditor. and potential related parties data.
Multi-Year Financial Trends
Compare historical financial performance across multiple years to identify growth patterns, revenue trends, profitability, and changes in financial position.
Legal Cases Insights
Access alll the cases associated with the company filed in supreme court, high court, district courts, tribunals and other key organisations.
Public Documents
Dig deeper into the company public documents that includes audited financial statements, capital structure changes, shareholding, charges, incorporation certificates, MOA, AOA & other eforms.
Explore the Products
The right products for smarter business development.
Brisk
The most comprehensive report to make well-informed corporate credit decisions, including 5 Year Financials, Legal Cases Data, MCA Public Documents, Compliance & Default, and Group companies details.
BriskSummary
Profile your prospects and make early assessment of creditworthiness with financial summary data and Current Director Contact Details. Reach the decision makers faster.
InstaLegal
Access details about all the lgal cases associated with the company in suprime court, high court, district level courts, various tribunals, and key organisations.
InstaDocs
Retrieve official public documents including MOA, AOA, Charge Documents, Annual Returns, Financial Statements, and other MCA filings for document-based verification.
Ideal For
This solution is designed for organizations that depend on business information for growth and customer acquisition.
Banks & NBFCs
Credit Rating Agencies
Corporate Lenders
Investment Firms
Large Enterprises
Fintech Lending Platforms
Make Every Corporate Credit Decision with Confidence
Evaluate company financials, liabilities, credit ratings, legal records, and compliance information through a unified platform built for informed business decisions.
Frequently Asked Questions Questions that may Arise on your Mind Find relevant answers to your questions regarding CreditAssessment
It helps identify financial risks, evaluate repayment capacity, and reduce the chances of defaults
before approving credit or entering long-term business relationships.
By reviewing historical revenue, profitability, net worth, liquidity, and growth trends, you can compare
businesses and make better financial decisions.
Key indicators include profitability, liquidity, leverage, debt obligations, cash flow, and overall
financial stability to understand a company's ability to meet financial commitments.
Signs such as declining revenue, recurring losses, increasing debt, compliance defaults, and
deteriorating financial ratios can indicate financial stress.
Business credit assessment evaluates a company's financial strength and business performance, whereas
consumer credit assessment focuses on an individual's repayment history and personal credit score.
A company's credit profile should be reviewed periodically or before major lending, procurement,
investment, or partnership decisions to ensure financial information reflects its current business
condition.
Yes. The report includes audited Balance Sheets and Profit & Loss Statements to help evaluate a
company's financial performance and stability.
Yes. InstaFinancials provides up to five years of financial statements, helping you analyze long-term
business performance and financial trends.
Brisk provides a comprehensive corporate credit intelligence report with financials, legal, compliance,
and public documents, while InstaSummary offers a concise snapshot of key financial metrics, financial
ratios, and company information for quick business evaluation.
InstaFinancials delivers comprehensive credit intelligence by combining 5-year financial statements, key
financial ratios, credit ratings, loans & borrowings, charges, legal cases, compliance records, MCA
public documents, and group company information into a single report, enabling faster, more informed
corporate credit decisions.